This study aims to see the effect of digital banking innovation as proxied by internet banking, mobile banking,and the numbers of Automatic Teller Machine (ATM)on the performance of conventional commercial banks illustrated by ROA in Indonesia 2013-2019. This study useda multiple linear regressionmethod withfourteenconventional commercial banks in Indonesiaas the population, consisting of 7 BUKU 3 banks and 7 BUKU 4 banks. The sample of this study wasfiveconventional commercial banks in Indonesia, consisting of 1 BUKU 3 bank and 4 BUKU 4 bank during the year 2013-2019. This study stated that, partially,internet banking and ATMshavea significant and positive effect on bank performance. In contrast, mobile banking has no significant in bank performance partially. Furthermore,this study stated that,simultaneously,Internet Banking, mobile banking,and ATMsaffectbank performance.
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